3. November 2009

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Income Protection Option Now Available on TransACE

Help policy owners lock in a guaranteed monthly income stream with the Income Protection Option now available with our UL portfolio in 47 states.
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3. November 2009

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Eligible LTC insurance premiums for 2010

The IRS has released the eligible LTCI premium deduction amounts and medical savings account limitations for 2010.
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3. November 2009

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Financial Underwriting at John Hancock

John Hancock has recently enhanced their financial underwriting requirements to make the application process easier for you and your clients while making sure their underwriters have a comprehensive picture of your clients’ financial picture. 
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3. November 2009

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Lincoln Life Guarantee SM UL in the Family Trust

A commonly used estate planning technique for married couples is a Family Trust. Family trusts, also known as credit shelter trusts, generally are funded with the maximum amount that may be excluded from federal estate taxes.
These trusts, funded at the death of the first spouse, can pay a discretionary income to the surviving spouse for [...]

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3. November 2009

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TransSecure II Offers a Flexible Advantage For Qualified Plans

Circumstances can change over time, so having options for participants in a qualified plan is important. With TransSecure II, you can offer not only guaranteed income but also flexibility should participant goals and needs change. 
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3. November 2009

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New Income Replacement Guidelines & Elimination of Chest X-Ray

To make life easier for you and your clients, Prudential has upgraded their underwriting factor tables and eliminated the need for Chest X-rays.
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3. November 2009

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Introducting New Features for Corporate Solutions

Two new features — 5% Compound and an enhanced elimination period have been added to Corporate Solutions, making it more competitive than ever.
Read this article to learn more about these enhancements and the refreshed look of the training, employer, and employee marketing materials.
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3. November 2009

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Competitive Edge

Aviva, strives to put customers at the center of everything they do. That is why their products are designed specifically with the needs of policyholders in mind. As you can see, their industry-leading indexed life products speak for themselves.
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3. November 2009

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Gifting with Life Insurance

Situation: James Smith is concerned about efficiently passing on his estate to his children after his death. His net worth is large enough that his tax and legal advisors have recommended he give away some of his assets during his lifetime to reduce the impact of estate taxes and maximize his financial legacy.
He is willing [...]

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24. September 2009

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Pru is the Place to Go for Competitive Tobacco Underwriting

Their cutting edge underwriting offers your clients who use tobacco the best rates in the industry.
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